Short Sale Your House & Get Paid E-Course: Segment 1- Introduction

Welcome

Short Sale Your Home and Get Paid to Do It.  The only course you will find on the market that shows you exactly how to work a short sale on your own property and still get paid to do it.  First, I want you to consider all the reasons that you’ve decided to take this course.  As you take in all the useful information, the reasons you’ve decided to take this course will motivate you to take action with small steps one at a time.

Implementation

I suggest that you read through once so that you get an understanding of my system as a whole and how it’s going to help you and then just start at the beginning.  Read a part and do it.  Read, do it. Just work your way through one step at a time.

Do it

If you’re reviewing this course then most likely you are in foreclosure and that can make you feel dis- empowered.  So it’s important that you really focus on the reasons you are doing this, and pursue the techniques that are really powerful to their end conclusion, to put you in a better financial situation.  As you take this course you begin to realize a new sense of power.  A feeling that has an effect on your future, a feeling of positivity, like when the sun rises in the morning and you have a bright and sunny day ahead of you, that’s the position I want to put you in. Article continues below.

My story

I want to start by telling my story. I got motivated to help people in foreclosure because of a situation I had.  August 22, 2000 is the date I’ll never forget because the events on that day have shaped my life in ways I could have never imagined, and they took me on a roller coaster ride of my life. This was the day I closed on a house that ended up nearly killing me, literally.  To start, this home needed a whole mountain range of work and I was young.  I didn’t know better.  I didn’t do my homework.  I was naive.  I trusted the seller from what he told me it would take to fix it up.  He told me I would make a bunch of money.  At the time, I thought it was a great deal so I signed at the bottom line. I completely underestimated the repairs.  The fix-up and repair costs ended up being more than 3 times what I had estimated.  I was naive enough to believe the seller.  I trusted him as an advisor and mentor at the time.  Everything just happened wrong.  Everything.  It was my fault because it was me who had miscalculated.

When I went to sell the house many months later I found out that the top value for houses in the area I purchased was 80% of what I needed to sell my house just to break even.  I was extremely upside down. To make matters worse I allowed myself to be conned into taking out a loan with a 15% interest rate, because my advisor told me it was the best thing and I also believed him on the fix-up cost and what they would be. Frankly just talking about this is a little embarrassing.

Then my chronic blood sugar problems flared up to a point that I was truly lucky, if I could simply work on the house for a couple of listless hours in the day.  I was deeply depressed.  I couldn’t get out of bed.  I didn’t see any way out.  I had borrowed thousands of dollars from my family desperately trying to finish the project.  I temporarily did get behind on my payments.  I found myself in one of the darkest and most trying times of my life.  I didn’t know a way out.  I never envisioned this, and I felt guilty.  I felt guilty for being stupid.  Guilty for not being able to stay current with payments to the house and my family.  Guilty for putting the hardship on family members who had lent me money in good faith, hoping to put me in a better position.  I remember a moment clearly, my dad wanting to see his son succeed had cosigned on the expensive renovation loan with me.  He also maxed out his equity line on his personal home to lend me money to complete the project that had gone massively over budget.  I remember standing with my arms around him as he sobbed in desperation thinking he was going to lose his own personal home, his credit, and everything he had worked for in his life.  I wasn’t crying I was too numb and overwhelmed, and physically and emotionally exhausted for that.  I felt horrible because I knew it was my fault and I felt too weak and powerless to make a change.  I felt completely alone with no one to advise me.

My life was a train wreck.  This is just a quick summary and I can’t give you all the details in this article, but just like seasons change and winter turns to spring and then summer, I have made a number of really incremental changes in my life since then that have really turned things around.  What started that change was the conviction that some how, some way I must absolutely turn things around.  I was able to work hard, and find diet changes that I could make to help regain some of my health and have that strong physical base.  That is important because no matter how much you learn from me or anyone else, if you don’t have the personal energy to take action on the information that you have the information will be completely useless.  The information by itself doesn’t give you any special super powers.  It won’t negotiate a short sale for you.  You need to have the energy to follow up, to call the lenders, to return calls to your lenders and maybe have some uncomfortable conversations with bill collectors.  You need take care of your body, mind and spirit to make sure you have that energy to follow through. 

One thing that really helped me in this particular situation was that I stumbled on a creative marketing technique that allowed me to get more money from my house than I would have expected and I was at least able to pay off the debt on my home. This was a blessing and a huge relief.  Through the recovery process I learned a great deal of information, sometimes the hard way, that I would like to share with you. 

My Qualifications

I have been able to use my experiences to help other people, like you, to take their lives off pause and start living, at least financially.  I’ve invested thousands of dollars on specialized training, courses and seminars regarding all the aspects of real estate sales, real estate finance, loan originating, appraisal, creative financing, marketing, and negotiating with banks.  My specialty for the last six years has been to negotiate defaulted debt: judgments, mortgages etc. I have discovered the ins and outs of the whole bankruptcy process, as well as credit repair, and what’s required to bring your credit score up.

I’ve reinforced this training with thousands of hours dealing with these issues in the field full time, helping people out.  At one point I had my loan officer’s license and I’m currently a licensed real estate broker.  Furthermore, my own personal experience has given me the purpose and drive to help others.  I’m committed to making sure that others don’t go through the anguish I did and to that end I’ve created this learning experience. 

Expectations

The purpose of this course is to take you from wherever you are in real estate knowledge to the point where you can confidently take charge of your situation, negotiate a short sale of your home, get out of your situation and even profit if at all possible.  What you should expect from this course is a road map on how to do short sales from start to finish on your own house, and also collect some money for the hard work that you’ve done to save your own lender money and to get yourself out of your own situation.

Visit http://estopforeclosure.com/HAFA  to find out immediately if you meet the guidelines for a HAFA sale. The best way and most legal way to get paid at closing is to use the Obama HAFA incentive when you sell. 

The strategies in this course are for educational purposes only.  This information does not constitute legal advice. Some or all of the strategies to get paid via a short sale may not be  legal depending on your situation.  Always check with your legal counsel regarding your specific situation before implementing this information for yourself. If you have to hide anything from your lender in order to do complete a specific short sale with that lender you are likely committing fraud. Always disclose all aspects of your sale with your lender.

Next segment in the e-course: Why do Banks Short Sale?

Article: http://estopforeclosure.com/2010/09/sscourse_segment2/

Video:  http://www.youtube.com/watch?v=0sSf76kYntY