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	<title>Comments on: 15 ways to delay foreclosure or even stomp it to pieces</title>
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	<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/</link>
	<description>Loan modification, foreclosure defense, short sales and other strategies for the burdened homeowner</description>
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		<title>By: klick hier</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-10321</link>
		<dc:creator>klick hier</dc:creator>
		<pubDate>Sun, 13 May 2012 20:18:33 +0000</pubDate>
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		<title>By: z.B. HIER</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-10317</link>
		<dc:creator>z.B. HIER</dc:creator>
		<pubDate>Sun, 13 May 2012 17:30:12 +0000</pubDate>
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		<title>By: drückst du hier</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-10314</link>
		<dc:creator>drückst du hier</dc:creator>
		<pubDate>Sun, 13 May 2012 14:40:37 +0000</pubDate>
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		<title>By: Homepage</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-10299</link>
		<dc:creator>Homepage</dc:creator>
		<pubDate>Wed, 09 May 2012 08:57:25 +0000</pubDate>
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		<title>By: Andy Morris</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-4099</link>
		<dc:creator>Andy Morris</dc:creator>
		<pubDate>Fri, 11 Nov 2011 21:01:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.estopforeclosure.com/blog/?p=154#comment-4099</guid>
		<description>hey michael... thanks!

i can&#039;t speak to clermont county.  however you can still short sale your home. the amount of the loss i generally immaterial.  more important is what the bank values it when you submit the short sale.  the will send out an agent and value it at current market value and then you can sell it at that.  

regarding foreclosure time frame i am not familiar with clermont... however when i do the research what I do is i go to the sheriffs websitehttp://www.clermontsheriff.org/currentsales.aspx.   on the website usually there is a list of houses selling this week or this month at sheriff sale.  get the case numbers of the homes selling.  then go to the clerk of courts and http://www.clermontclerk.org/pa/gdpa.urd/pamw6500.display and view the look up about 10 case numbers from the sheriffs website.  you will then be able to see a pattern of how long it takes to foreclose.</description>
		<content:encoded><![CDATA[<p>hey michael&#8230; thanks!</p>
<p>i can&#8217;t speak to clermont county.  however you can still short sale your home. the amount of the loss i generally immaterial.  more important is what the bank values it when you submit the short sale.  the will send out an agent and value it at current market value and then you can sell it at that.  </p>
<p>regarding foreclosure time frame i am not familiar with clermont&#8230; however when i do the research what I do is i go to the sheriffs websitehttp://www.clermontsheriff.org/currentsales.aspx.   on the website usually there is a list of houses selling this week or this month at sheriff sale.  get the case numbers of the homes selling.  then go to the clerk of courts and <a href="http://www.clermontclerk.org/pa/gdpa.urd/pamw6500.display" rel="nofollow">http://www.clermontclerk.org/pa/gdpa.urd/pamw6500.display</a> and view the look up about 10 case numbers from the sheriffs website.  you will then be able to see a pattern of how long it takes to foreclose.</p>
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		<title>By: Michael R</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-4098</link>
		<dc:creator>Michael R</dc:creator>
		<pubDate>Fri, 11 Nov 2011 20:54:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.estopforeclosure.com/blog/?p=154#comment-4098</guid>
		<description>Andy, your website is FANTASTIC!

We live in Clermont County OH. Bank of America served us a foreclosure summons about two weeks ago. We can&#039;t afford to keep the house long-term, and have already lined up a different housing option. How long do we have from the &quot;Foreclosure Summons&quot; if we don&#039;t file a Motion or Answer? We have a copy of the note from the bank, so we can&#039;t raise that as a defense. We would rather &quot;walk away&quot; than file a BK. No realistic chance of a short sale - we are upside down more than 65K.</description>
		<content:encoded><![CDATA[<p>Andy, your website is FANTASTIC!</p>
<p>We live in Clermont County OH. Bank of America served us a foreclosure summons about two weeks ago. We can&#8217;t afford to keep the house long-term, and have already lined up a different housing option. How long do we have from the &#8220;Foreclosure Summons&#8221; if we don&#8217;t file a Motion or Answer? We have a copy of the note from the bank, so we can&#8217;t raise that as a defense. We would rather &#8220;walk away&#8221; than file a BK. No realistic chance of a short sale &#8211; we are upside down more than 65K.</p>
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		<title>By: Andy Morris</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-3949</link>
		<dc:creator>Andy Morris</dc:creator>
		<pubDate>Tue, 08 Nov 2011 13:51:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.estopforeclosure.com/blog/?p=154#comment-3949</guid>
		<description>Dallas,

I recomend you contact your local BAR.  If you are lower income try legal aid but you get what you pay for...</description>
		<content:encoded><![CDATA[<p>Dallas,</p>
<p>I recomend you contact your local BAR.  If you are lower income try legal aid but you get what you pay for&#8230;</p>
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		<title>By: Dallas Trippy</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-3946</link>
		<dc:creator>Dallas Trippy</dc:creator>
		<pubDate>Tue, 08 Nov 2011 13:00:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.estopforeclosure.com/blog/?p=154#comment-3946</guid>
		<description>HI John,
I think CA is different, can you recommend a good Attorney who could delay a Foreclosure?  Thanks

Dallas Trippy
949-309-7525</description>
		<content:encoded><![CDATA[<p>HI John,<br />
I think CA is different, can you recommend a good Attorney who could delay a Foreclosure?  Thanks</p>
<p>Dallas Trippy<br />
949-309-7525</p>
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	<item>
		<title>By: admin</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-3696</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 03 Nov 2011 21:17:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.estopforeclosure.com/blog/?p=154#comment-3696</guid>
		<description>Hey Brandi, I don&#039;t see your lease and I can&#039;t give you legal advice.  But unless you lease allows you to not pay your rent on this occasion there is no basis for not paying your rent.  Seller still has title to the property.  You are still getting value from living there.  I assume you could justify breaking lease however.  But to not pay can and will get you evicted.  Eviction happens quick in most counties as compared to a 6 months to a year or more it might take to foreclosure in ohio here.  If you plan on on not paying and just letting him keep deposit, I would give notice to your Landlord and try to negotiate that with him especially if you are in a lease and are breaking that.  You could probably be justified for leaving early considering he has put you in a very difficult situation of not knowing when you will have to leave.  You have to remember he could well negotiate to keep the home and stop foreclosure at any time.

However if it does foreclose you still have rights.  I recomend you googling and reading &quot;Protecting Tenants at Foreclosure Act&quot;</description>
		<content:encoded><![CDATA[<p>Hey Brandi, I don&#8217;t see your lease and I can&#8217;t give you legal advice.  But unless you lease allows you to not pay your rent on this occasion there is no basis for not paying your rent.  Seller still has title to the property.  You are still getting value from living there.  I assume you could justify breaking lease however.  But to not pay can and will get you evicted.  Eviction happens quick in most counties as compared to a 6 months to a year or more it might take to foreclosure in ohio here.  If you plan on on not paying and just letting him keep deposit, I would give notice to your Landlord and try to negotiate that with him especially if you are in a lease and are breaking that.  You could probably be justified for leaving early considering he has put you in a very difficult situation of not knowing when you will have to leave.  You have to remember he could well negotiate to keep the home and stop foreclosure at any time.</p>
<p>However if it does foreclose you still have rights.  I recomend you googling and reading &#8220;Protecting Tenants at Foreclosure Act&#8221;</p>
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		<title>By: Brandi R</title>
		<link>http://estopforeclosure.com/2009/01/15-ways-to-delay-foreclosure-or-even-stomp-it-to-pieces/#comment-3676</link>
		<dc:creator>Brandi R</dc:creator>
		<pubDate>Thu, 03 Nov 2011 13:07:35 +0000</pubDate>
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		<description>Andy, We have been renting a home in Ohio for the last year. Our landlord- also the builder has not paid taxes or the mortgage for 2 years. The house is in foreclosure and the &quot;owner&quot; has filed both personal and business bankruptcy. We have always paid rent, but now that we have recd this info- decided not to pay rent for this month. We also had put a security deposit down equal to 2 months of rent, which we know we will not get back..nor is it in escrow. Moving is inevitable, but are we justified to not pay rent while we live in the house given the fact that we know we will not get our deposit back?(again deposit is about 2 months rent) Also, is the &quot;owner&quot; able to evict us- even though he is in foreclosure? If so, how long/ costly is the eviction process in Ohio?</description>
		<content:encoded><![CDATA[<p>Andy, We have been renting a home in Ohio for the last year. Our landlord- also the builder has not paid taxes or the mortgage for 2 years. The house is in foreclosure and the &#8220;owner&#8221; has filed both personal and business bankruptcy. We have always paid rent, but now that we have recd this info- decided not to pay rent for this month. We also had put a security deposit down equal to 2 months of rent, which we know we will not get back..nor is it in escrow. Moving is inevitable, but are we justified to not pay rent while we live in the house given the fact that we know we will not get our deposit back?(again deposit is about 2 months rent) Also, is the &#8220;owner&#8221; able to evict us- even though he is in foreclosure? If so, how long/ costly is the eviction process in Ohio?</p>
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